Job Description

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Fleet Credit Representative

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Job Information

Job Listing Date
18 Nov 2019
Location
Sydney, North Shore & Northern Beaches
Work Type
Full Time
Classification
Manufacturing, Transport & Logistics, Fleet Management

Fleet Credit Representative

Toyota Financial Services is the country's largest automotive financier. With over 30 years’ experience in the Australian market, an extensive network of regional offices and as a leader within the worldwide business group, we pride ourselves in understanding and listening to our guests.
 
We're well known in households and trusted by Australians and businesses to look after their financial needs, supporting them with vehicle finance and insurance, warranty solutions, fleet management services, commercial hire purchase and wholesale purchase.
 
Our unique culture, work approach and business practices make Toyota a successful, global company. We are about more than vehicles and vehicle finance – we are about achieving success in business the ‘right way’ through The Toyota Way philosophy, while continuing to support people and their communities.  Our commitment to Continuous Improvement and Respect for People mean our people support each other’s development and success to deliver our global vision of mobility for all. 
 
Our NSW Fleet Operations team located in St Leonards is currently seeking to appoint a Fleet Credit Representative to assist with maintaining, reviewing and compiling all types of credit applications from Fleet Sales including large corporates, national rental, small business and Novated lease accounts on a permanent basis.

Your usual day in the office will include:
 
  • Being Accountable for evaluating the credit worthiness of commercial clients and writing detailed credit applications in order to put forward recommendations to management to approve new credit facilities. Applications are for new SBC customers, annual reviews of existing facilities, and temporary credit limit requests.  Deals range from $50k to $5 million.
  • Process, review and recommend all Novated Lease applications within 5 hours of receipt
  • Process, review and recommend all Complete Lease applications within 24 hours of receipt
  • Undertake Credit Reviews/Applications for revolving credit facilities for commercial clients managed by the Small Business Team.
  • Identify potential sales lead for bigger fleet opportunity.
  • Support PPSR personnel processing to ensure correct encumbrances are applied to assets via T-Rex system both Fleet and Retail.
  • Assist PPSR personnel reviewing large transactions for PPSR searches i.e. Sale and Leaseback
  • Ensure any removal of PPS registrations are actioned within a timely manner with the appropriate approval level of authority
  • Ensure all legal compliance and due diligence is actioned according to policy for all credit applications (AML, Privacy, Consumer Credit Code, Stamp Duty and Taxation). Investigate report and escalate any potential breeches as identified.
  • Assist with the management of customer records, ensuring all conditions of approval are met prior to loading limits and dates into Miles system.
  • Review and monitor all approvals, securities and loan agreements to ensure they are scanned and recorded into various TFS systems
 
You'll be successful in this role if you have:
 
  • Knowledge and experience in commercial credit analysis (Essential)
  • Tertiary Qualifications in Commerce / Business (Preferred)
  • Knowledge of Finance and Motor Vehicle Industry experience (Preferred)
 
At Toyota Financial Services we value the contribution you’ll deliver to our business; you’ll be offered a range of great benefits such as the MY-CAR suite of benefits to ensure you can drive a new Toyota for less, financial support for relevant study and support joining professional associations and networks, work-life balance initiatives including paid parental leave, health and wellness initiatives and a variety of offers and discounts from our partner networks.

If you’re successful, you’ll undergo background verification checks before you start employment with us.

If you’re keen to join an organisation that recognises the value you add to our business and this is the role you've been looking for, we'd love to hear from you.
Delivering our
global vision
of mobility in
Australia.
Toyota Financial Services is the country's largest automotive financier. With over 30 years’ experience in the Australian market, an extensive network of regional offices and as a leader within the worldwide business group, we pride ourselves in understanding and listening to our guests.
 
We're well known in households and trusted by Australians and businesses to look after their financial needs, supporting them with vehicle finance and insurance, warranty solutions, fleet management services, commercial hire purchase and wholesale purchase.
 
Our unique culture, work approach and business practices make Toyota a successful, global company. We are about more than vehicles and vehicle finance – we are about achieving success in business the ‘right way’ through The Toyota Way philosophy, while continuing to support people and their communities.  Our commitment to Continuous Improvement and Respect for People mean our people support each other’s development and success to deliver our global vision of mobility for all. 
 
Our NSW Fleet Operations team located in St Leonards is currently seeking to appoint a Fleet Credit Representative to assist with maintaining, reviewing and compiling all types of credit applications from Fleet Sales including large corporates, national rental, small business and Novated lease accounts on a permanent basis.

Your usual day in the office will include:
 
  • Being Accountable for evaluating the credit worthiness of commercial clients and writing detailed credit applications in order to put forward recommendations to management to approve new credit facilities. Applications are for new SBC customers, annual reviews of existing facilities, and temporary credit limit requests.  Deals range from $50k to $5 million.
  • Process, review and recommend all Novated Lease applications within 5 hours of receipt
  • Process, review and recommend all Complete Lease applications within 24 hours of receipt
  • Undertake Credit Reviews/Applications for revolving credit facilities for commercial clients managed by the Small Business Team.
  • Identify potential sales lead for bigger fleet opportunity.
  • Support PPSR personnel processing to ensure correct encumbrances are applied to assets via T-Rex system both Fleet and Retail.
  • Assist PPSR personnel reviewing large transactions for PPSR searches i.e. Sale and Leaseback
  • Ensure any removal of PPS registrations are actioned within a timely manner with the appropriate approval level of authority
  • Ensure all legal compliance and due diligence is actioned according to policy for all credit applications (AML, Privacy, Consumer Credit Code, Stamp Duty and Taxation). Investigate report and escalate any potential breeches as identified.
  • Assist with the management of customer records, ensuring all conditions of approval are met prior to loading limits and dates into Miles system.
  • Review and monitor all approvals, securities and loan agreements to ensure they are scanned and recorded into various TFS systems
 
You'll be successful in this role if you have:
 
  • Knowledge and experience in commercial credit analysis (Essential)
  • Tertiary Qualifications in Commerce / Business (Preferred)
  • Knowledge of Finance and Motor Vehicle Industry experience (Preferred)
 
At Toyota Financial Services we value the contribution you’ll deliver to our business; you’ll be offered a range of great benefits such as the MY-CAR suite of benefits to ensure you can drive a new Toyota for less, financial support for relevant study and support joining professional associations and networks, work-life balance initiatives including paid parental leave, health and wellness initiatives and a variety of offers and discounts from our partner networks.

If you’re successful, you’ll undergo background verification checks before you start employment with us.

If you’re keen to join an organisation that recognises the value you add to our business and this is the role you've been looking for, we'd love to hear from you.

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