Credit Analyst

Tasks and duties

• Analysing credit data through checks of references, credit ratings and scores, pay slips and application forms.
• Performing risk assessments and recommending limits and conditions of loans.
• Reviewing credit and loan limits in line with company policies and account activity.
• Recommending for approval and authorising the approval of loans and credit applications.
• Contacting third party financial institutions to obtain customer information.
• Maintaining records of payments and requests for payment of overdue accounts.
• Preparing reports and statements on loans and accounts with outstanding amounts.
• Actioning requests for credit assessments.